Alvin

How to Start a Business in Singapore Being the boss of your own business is the dream of many, which explains why entrepreneurship is on the rise. However, starting a business always comes with a unique set of challenges.  One thing you can do to overcome these inevitable risks is by preparing and planning. If […]

These tiny lifestyle tweaks can add up to big savings.    “How to save money?” is the million dollar question, especially in expensive Singapore – but it can be done.  When it comes to your financial well-being, it’s not just how much you earn but also how much you spend that matters. Although Singapore is often considered one

Investing can help you maximise the amount of money you can earn, so you can grow your wealth and have greater financial security when you head into your retirement years. If you aren’t yet investing, however, there are some things you should know before dipping your toe into the stock market. Here are three simple

We all need to borrow money from time to time. In these situations, we often look to moneylenders as an easier, more convenient alternative to borrowing money from the bank. It’s true: licensed moneylenders can be a life saver when you need to borrow money quickly. Unfortunately, in recent years, an illegal industry of ‘loan sharks’ posing

We know that GST is going to increase in 2023 and a lot of talk has been bandied about regarding inflation and how it might affect us. In fact, Singapore’s core inflation has recently risen to the highest level in 9 years.  In addition to death and taxes, inflation is another phenomenon that we can expect

Few individuals can manage to pay for big-ticket buys in cash. For most of us, getting an advance is the way to go. In any case, did you know that your ability to get a loan can be influenced by your credit score?  What is a credit score? A credit score is a statistic derived from a person’s credit history, using data from a range of factors, such as• a loan application,•