ABM Creditz Singapore - Privacy Policy

We will only use or share your information as outlined in this Privacy Policy. Your personal information is used to provide, maintain, and improve our services. By accessing or using our services, you consent to the collection and use of your information in accordance with this policy.

Unless otherwise defined herein, terms used in this Privacy Policy have the same meanings as those in our Terms and Conditions, available at https://abmcreditz.com.sg.

ABM Creditz recognises the importance of protecting the privacy of our website visitors. We are committed to safeguarding your personal data and ensuring that your experience on our website is secure and reliable.

General

When you visit https://abmcreditz.com.sg to read, browse, or download information, our systems may automatically record certain details, including the date and time of your visit, the pages accessed, information downloaded, any personal data you provide, and the country from which you access the site. We may also collect and store registration data, as well as information generated through any communications with you. In addition, technical data such as your Internet Protocol (IP) address, browser type, and referring website (if any) may be collected automatically.

All such information will be treated as confidential and used in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore. This data is used for internal purposes such as analysis, research, and service improvement, including understanding user preferences, monitoring site performance, and enhancing the relevance of our content and services.

If you choose to complete an online application form, we will collect and retain only the personal data that you submit, whether as part of a completed application or a submitted section of the form.

Use and Disclosure of Information

Any personal data you provide to abmcreditz.com.sg, whether through our website or by other means, will be collected, used, and disclosed in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore. We will take reasonable steps to ensure that your personal data is kept confidential and used only for purposes to which you have consented.

With your consent, we may disclose limited personal data to carefully selected third parties for the purpose of providing you with information on financial products or services that may be relevant to you. By providing your contact details, including your email address, you are deemed to have given consent to such use and disclosure. You may withdraw your consent to receive such communications at any time by contacting us.

We may also disclose your personal data without consent where such disclosure is required or permitted under applicable laws, including to comply with legal obligations or regulatory requirements, respond to lawful requests, protect and enforce our legal rights and interests, ensure the safety and security of individuals, or as part of a corporate transaction such as a merger, acquisition, or sale of assets.

We use Google Analytics to collect anonymized usage statistics of our Web Site and iPhone App. For additional information, please see Google Inc’s Privacy Policy at www.google.com/privacy

How We Handle Mails Privacy

We will preserve the content of any e-mail that you send us if we are legally required to do so. Where appropriate, we may record your e-mail address against the relevant company name on our confidential customer database.

Security of Information

Your personal information is important to us, and we take reasonable measures to protect it. However, no method of transmitting data over the Internet or storing it electronically is completely secure. While we strive to use commercially acceptable safeguards, we cannot guarantee absolute security.

Cookies

When we refer to Cookies , they are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.

We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

3RD Party Disclosure

Any information you provide abmcreditz.com.sg, either by way of the web or any other means, is kept strictly confidential. The contents of our customer database is only shared with carefully selected 3rd parties who may email you from time to time with other financial offers that may be suitable to you. By providing us with your email address, you give your consent to us using this information as described. If you prefer not to receive 3rd party information, you may opt out at anytime.

Changes To This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and we encourage you to review it periodically. Updates become effective once they are published here.

Contact Us

You may contact us to access, correct, or withdraw consent for the use of your personal data. We will respond to your request as soon as reasonably possible, in accordance with applicable data protection laws in Singapore. This Privacy Policy was updated on 22 July 2026.