Minlaw Accredited Licensed Moneylender – ABM Creditz Singapore Pte Ltd (License No: 46/2026)

CALL US:  +65 6737 3392

FAQ

Learn More About Our Loans, Eligibility & Application Process

What types of loans does ABM Creditz Singapore provide?

We offer a wide range of financial services, including personal loans, debt consolidation loans, short-term loans, bridging loans, unsecured loans, and more.

Below are the basic requirements needed to apply for a loan with us: Anyone aged 21 years or above, Employed with a Full-time Job or Self-employed with a Notice of Assessment (NOA), Holding a valid NRIC or Work Pass (WP, SP, EP), Not an undischarged bankrupt, nor facing any bankruptcy proceeding

We provide both secured and unsecured loans. For unsecured loans, you can get: Annual income less than $20,000: Up to $3000 Annual income $20,000 or more but less than $30,000: Up to 2 months’ income Annual income $30,000 or more but less than $120,000: Up to 4 months’ income Annual income $120,000 or more: Up to 6 months’ income For secured loans, you may wish to contact us directly for a detailed breakdown.

For Singapore citizens and Permanent Residents, you require:

  • NRIC
  • Proof of income (Bank or CPF Statement)
  • Latest 3 months’ payslips
  • Proof of residence (PUB or Phone Bill)

For a foreigner, you require:

  • Valid employment pass (WP/SP/EP)
  • Tenancy agreement
  • Proof of residence (PUB or Phone Bill)
  • Latest 3 months’ payslips

The minimum repayment period is 6 months, and the maximum is up to 30 months.

The interest rate for loan repayments is 3.99% per month.

  • Loan amount: $6000
  • Loan duration: 12 months
  • Interest Rate: 3.99%
  • Total repayable: $6,240 for 12 months (loan tenure would be $520 per month for 12 months consistently).
  • Upfront administrative fee is not more than 10% of the loan principal.

Yes, the information you provide will be kept strictly confidential in accordance with our privacy policy.

Speak to our loan consultant