Being short on cash may be bad in some situations. Fortunately, there ways you can get your hands on cash right away. The most common method to get money quickly is by using licensed moneylender. You can often walk into a licensed moneylender in Singapore and leave with cash in hand. One way to make sure that you are getting a loan from a trusted moneylender is to seek out reviews for various companies. Doing this will help you differentiate legit moneylenders from scams that are just trying to steal your money. Make sure you do adequate research. Try not to deal with companies that charge you beforehand. Lots of people are stunned when they discover how much they are charged for a loan. Don’t be afraid to inquire what the interest rates for a payday loan are. Be aware of the deceiving rates you are presented. It may seem to be affordable and acceptable to be charged fifteen dollars for each one-hundred you borrow, but it will quickly add up. The rates will translate to be about high percent of the amount borrowed. Know exactly how much you will be required to pay in fees and interest up front.